International Personal Insurance
The choice to buy the insurance you need, and not just what is available.
Underwritten by a company with a century old reputation for providing Broad Coverage and prompt, equitable claims handling ALL OVER THE WORLD.
Although
insurance often takes low priority as an employee prepares
to go overseas, it is one of the most important things an expatriate
must do.
Replacement cost of Personal Property with "Like Kind and Quality", including if necessary, the cost to ship the item to the U.S. , Canada, or any other country where the insured purchased it, and any tariffs or duties that may be incurred upon entrance to the country of residence. Note , in certain countries these tariffs and duties may be as much as 100 to 200% !. Our competitors only offer replacement limited to a similar item for the same use.
Coverage for breakage is automatically provided for your valuable articles.
Coverage for household goods and personal belongings left behind in the U.S. in commercial storage is provided.
As respects Personal Liability and Personal Excess Liability coverage , We will "pay on behalf" of the insured, where allowed legally to do so; our competitors will indemnify. For the U.S. or Canadian Expatriate who has to advance a settlement of say $50,000., our coverage offers a significant benefit, the least of which is peace of mind.
We provide Neighbors & Tenants Liability, a coverage required in countries whose legal system is based on the Napoleonic Code ie. France. Note, this coverage is required in some countries as a condition of your lease.
Our Personal Liability coverage is worldwide, including the U.S. and Canada.
Automatic coverage is also provided while on "home leave"
We provide $25,000 in medical payments coverage for a period of up to three years from the date of the accident. Our Competitors offer $1,500. for up to one year.
Service. We use the latest laser print technology to issue customize individual policies on an overnight basis to each and every United States or Canadian Expatriate / Third Country Nation who signs up for the program. Service. We use the latest laser print technology to issue customize individual policies on an overnight basis to each and every United States or Canadian Expatriate / Third Country Nation who signs up for the program.
